They are our best friends and often one of the most
important things in our lives, yet we often leave them uninsured and the
consequences can be expensive. Your dog or cat may suffer an accident, become
ill or injure somebody.
Pet Insurance Cover
Pet insurance plans can cover such eventualities as your pet having an
accident, sickness, compensation for having to cancel your holiday, money
for advertising or to pay a reward if your pet is lost or stolen.
The level of cover varies with each policy, but most provide cover for
the following:
- Vet Fees
- Death Benefit
- Holiday Cancellation
- Boarding Fees
- Theft/Straying
- Advertising/Reward
- Accidental Damage
- Third Party Liability
You should always check the small print on your policy for exclusions
as some things aren't covered, for example; the cost of treatment for any
condition which occurred before the policy started, flea control, vaccinations
or spaying and castration. There are also some types of dogs which cannot
be insured, for example; racing dogs, guard dogs, working dogs or dogs registered
under the Dangerous Dogs Act.
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